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Becoming an HPE member will leverage the playing field in the purchase of delinquent notes by utilizing the unique resources of member states, federal government and nonprofits to enhance the competitive bids of its sponsor and other members. HPE is an aggregator of non‐governmental organizations, state housing financing agencies empowered to purchase notes and other purchasers of mortgage notes with a core mission of neighborhood stabilization. HPE partners with other organizations to petition seller servicers and other note holding entities to sell delinquent notes and wholly‐owned loans, with the goal of aggressively using Hardest Hit Funds to the advantage of HPE private, public and nonprofit note members.

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